There is no written evidence which can tell us exactly who has coined the phrase educational technology. Different educationists, scientists and philosophers at different time intervals have put forwarded different definitions of Educational Technology. Educational technology is a multifaceted and integrated process involving people, procedure, ideas, devices, and organization, where technology from different fields of science is borrowed as per the need and requirement of education for implementing, evaluating, and managing solutions to those problems involved in all aspects of human learning.
Educational technology, broadly speaking, has passed through five stages.
The first stage of educational technology is coupled with the use of aids like charts, maps, symbols, models, specimens and concrete materials. The term educational technology was used as synonyms to audio-visual aids.
The second stage of educational technology is associated with the ‘electronic revolution’ with the introduction and establishment of sophisticated hardware and software. Use of various audio-visual aids like projector, magic lanterns, tape-recorder, radio and television brought a revolutionary change in the educational scenario. Accordingly, educational technology concept was taken in terms of these sophisticated instruments and equipments for effective presentation of instructional materials.
The third stage of educational technology is linked with the development of mass media which in turn led to ‘communication revolution’ for instructional purposes. Computer-assisted Instruction (CAI) used for education since 1950s also became popular during this era. Read the rest of this entry »
Perkins Loan Overview: The US Department of Education gives a specified amount of money to each college or university. These colleges and university then give out the money in what is called a Perkins Loan.
Eligibility: In order to receive the Federal Perkins loan, students must meet certain requirements. Among these are: being a United States citizen, attending school no less than half time and enrolling at an accredited school.
Both graduates and undergraduates can apply for the Perkins Loan. The Perkins Loan is a wonderful option for students who are in great financial need because it only has a 5% interest rate. Plus, the government pays the interest during the time in which the student is in school and also nine months after graduation.
Applying: To apply for a Perkins Loan the student must submit a free application for Federal student aid (FAFSA). This can be done at FAFSA.com. The student may or may not receive the loan depending on the time in which they apply for the loan, their colleges funding capacity, and their level of financial need. The individual schools will determine which students have the greatest needs.
When the student is given the Perkins loan, they must maintain it. To do this the student has to show academic progress.
How Much Can I Borrow?: Undergraduates are able get up to $4,000 a year and $20,000 in all. Graduates can borrow up to $6,000 a year and $40,000 in all.
After You’ve Been Granted a Loan: After you are granted a Perkins Loan, you’ll either receive a check in the mail from your school or you’ll notice that credits have been added to your school account. The Schools will usually make two installments per academic year. Read the rest of this entry »